Your Local Union Independent Insurance Agency

Tavares Insurance Agency specializes in Health, Life, Business, Commercial, Auto and Home Insurance.

Tavares Insurance Agency has delivered quality insurance solutions to individuals and businesses in New Jersey, specializing in Health, Life, Business, Commercial, Auto and Home Insurance. Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and quality customer service to create an experience that’s difficult to find in today’s market. At Tavares Insurance Agency, we’ll work with you to ensure that you and those you care about most are protected.

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We speak English, Portuguese, and Spanish.

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Recent News & Updates

Is My Small Business Big Enough For Key Person Insurance?

Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...

Does My Auto Insurance Cover My Trailer?

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

Will My Health Insurance Cover Cosmetic Procedures?

Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and...

Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance

Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...